Jennifer Saranow Schultz is a freelance reporter based in San Francisco. She was previously a reporter at The Wall Street Journal in San Francisco and New York, where she covered everything from specialty retailers and social networking to consumer finance and cars.

In an economic downturn, there are deals of a lifetime everywhere. But as bargain-hunting “vulture consumers” scoop up everything from foreclosed homes to toys on eBay being sold by desperate parents, are we pawning our morals in the process?